Small Group Employers
If you are looking for an employee benefits package for your company, we have many cost saving ideas to share.  Give us a call or send us an email and we will do the rest!  We are here to serve YOU!

Families and individuals can get a quote and apply online easily.  Just click on the logos below and save to your favorites/bookmarks. Then go directly to Aetna, Anthem Blue Cross, Blue Shield, Kaiser, Delta Dental insurance (preferred by most dentists) or perhaps you only want a discount on dental expenses, we offer that too!  We have the best international travel insurance for medical services and evacuation worldwide by clicking on the link below. Thinking about long term care insurance?  Click below for a quote. 

These links are only provided as an added service intended not to replace calling or emailing us with your questions or concerns, nor does it represent all the products we offer.  The value added is that insurance rates don't change when we assist you, our services are free.                               
  • Coming off of COBRA with a pre-existing condition and don't know what to do?  Call us within 60 days of your group plan ending. Don't delay, we can help you.
  • Students coming off your parents plan?  Traveling abroad? Looking for affordable health insurance while attending school? Send an email to us with your phone number, we will contact you with the possibilities!  Or click on the red Tonik logo below for starters.
  • Self employed? Need individual or family medical, life, or disability insurance?  Get it while you are healthy.  Just give us a call.
  • Just got married?  Had a baby and need life insurance to take care of the family?  We can help. 
  • Want to protect assets in your retirement years?  Talk with us about long term care (LTC) planning!  We are certified LTC specialists. 
  • Is it time for a Medicare supplement including Part D prescription plans?  Let us help you and make this process easy.
  • Looking for dental coverage?  Instead of insurance, consider a discount plan for immediate benefit with no wait periods for major services!  Easy to do, just click on the link "Dental Discount Program" below to get started.  If you prefer dental insurance, check out the best plan most dentists prefer, Delta Premier.  It's as easy as 1-2-3!
  • Traveling?  Medical coverage for short term or long term trips internationally.  Plans cover USA citizens as well as International citizens coming into the USA. Click on the Travel Insurance logo below.   Students traveling outside the United States for studies?  Get coverage for medical evacuation covering sickness or accidents while traveling abroad. Check out the link below labeled, Global Student.
  • Download your FREE prescription discount card.  Savings up to 75% on many prescriptions.  There are no restrictions or   participation requirements to join and it’s available to all California residents.  Get discounts at participating pharmacies including: CVS,  K-Mart, Longs, Pavilions, Raley’s, Safeway, Sav-on, Target, Vons, Walgreens and many other chain and independent pharmacies.

For your convenience, visit the tabs at the top of this page to understand Insurance Terms and view FAQ - Frequently Asked Questions.  The more you understand, the better your decision will be.  If there is a topic that is not listed, send us an email with your concern.  Feel free to click on any logo below to apply online or for more information.                                           




Curious about Long Term Care insurance?  click here       

It is our intention and mission to educate, inform
and be a life long resource for your business and family
serving the state of California.

We are here to help! 
Health insurance services for changing times.

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Office: 619.563.4052               Email:



P.O. Box 635035, San Diego, CA 92163